Payment Plans

Enjoy luxury on your terms with our interest-free layaway plan, available on all items over $500. This flexible option allows you to secure your dream piece now and pay over time—without added interest.

How It Works:

1. Add to Cart
   Select the “Layaway” option before adding your item to your cart.
   
2. Proceed to Checkout
   A 30% deposit will be calculated and applied at checkout.
   
3. Access Your Layaway Portal
   You’ll receive an email with access to your layaway plan, including login details.
4. Stay on Track
   Manage and track your payments by logging into your account at:
   https://layaway.jadorecouture.ca/my-account/
5. Shipping
   Your item will be shipped or available for pickup once all layaway payments are complete.

Payment Frequency:

• You are free to make payments at your own pace, as long as the full balance is paid by the final due date.
  
• There is a bi-weekly payment schedule to help you plan your payments, but you are not required to follow it strictly.
  
• Early payments are always welcome and will speed up the shipping or pickup timeline —we'll ship your item as soon as it's fully paid!

Layaway Timeframes:

• $500–$1,000 → 4 weeks
• $1,001–$3,000 → 6 weeks
• $3,001–$5,000 → 8 weeks
• Over $5,000 → 12 weeks

Cancellations:

If you choose to cancel your layaway plan at any time, or if the full balance is not paid by the final due date, your item will be re-listed and all payments made, including the initial deposit, will be forfeited.

We offer a 5 day grace period after the final due date. If the balance is not paid within this grace period, the layaway will be canceled and the item re-listed without further notice.

All layaway payments are non-refundable and non-transferable

Good to Know:

• You can change your payment method for each installment.
• A 3% processing fee applies to credit card payments.
• Email reminders are sent for each upcoming payment, but we do not follow up beyond that—please keep track of your schedule.
• While there is no penalty for late installments, your item must be fully paid by the final due date.

This layaway program is designed to make luxury more accessible—please use it with care and commitment. We're here to help you get the bag you've always wanted!

Buy now, pay later with Affirm! You can enjoy the luxury pieces you love with the flexibility of monthly installment payments—starting at 0% APR and no hidden fees.

How It Works:

1. Add to Cart
   Select your favorite items. Affirm is available for orders between $500 and $15,000.
2. Choose Affirm at Checkout
   At payment, select Affirm to split your purchase into monthly payments.
3. Pick Your Payment Plan
   Choose from 3, 6, 12, 18, 24, or 36-month plans based on your eligibility and preferences.
4. Get Instant Approval
   Affirm provides real-time approval—no impact on your credit score to check eligibility.*
5. Automatic Monthly Payments
   Payments are automatically withdrawn—no late fees, no penalties for early payoff.
6. Fast Shipping
   Once your order is confirmed, we’ll ship it right away—no need to wait until it’s paid off.
   

Cancellations

If you return or cancel your order, your Affirm loan will be updated accordingly. Any payments made will be refunded through Affirm, based on their terms and your return eligibility.

Good to Know:

• Affirm is available on purchases between $500 and $15,000
• 0% APR available for qualified customers
• No late fees, no hidden charges
• Affirm is a third-party provider—for loan details, contact Affirm Support
  

Disclaimer: Checking your eligibility does not affect your credit score. Terms and conditions apply. Visit affirm.com for more details.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.